Lapsing Life Insurance

Life insurance carriers want you to lapse your life insurance because it ensures that they will not have to pay a death benefit. They capture all the value from the premium payments you have been making and no longer hold the financial liability of having to pay death benefit.

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Don’t Lapse

Lapsing a life insurance policy simply gives any value in that policy back to the life insurance carrier. But you have options and can capture that value for your family. Don’t lapse that policy, get your value out of your policy.

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